Fintech · AI web app · Codésence product

Maxxit

A total budgeting app for people whose pay moves. Maxxit pulls your paychecks, spending, debts and goals into one live picture — then shows you the shift worth grabbing, the payment worth making early, and exactly when each goal gets funded. Built for shift workers. Sharp enough for everyone.

Next.jsReact 19Google CloudStripeClaude · visionFull-stack

A Codésence product — built end to end and deploy-ready. Preview build; not yet commercially live.

The situation

Budgets assume a salary

Most budgeting apps assume the same paycheck lands every two weeks. Real life doesn’t — extra shifts, overtime, differentials, contract gaps, side income. The first week your pay moves, a static budget breaks, and the app gets deleted.

What Maxxit does

A budget that moves with your money

Connect your accounts and Maxxit builds the whole picture: every paycheck checked against what it should be, every debt on a payoff plan, every goal funded on a schedule — and a home screen that surfaces what needs you today.

Who it’s for

Shift workers first. Everyone, really.

Built for people whose income moves — nurses, hourly and gig workers, anyone juggling shifts or contracts — and just as sharp for a plain salary. If you have goals and a paycheck, it works.

4 flows
paychecks, spending, debt & goals — one pulse
Every shift
priced, so you know what picking one up adds
Every debt
on a payoff plan — minimums never missed
Every goal
on a thermometer, funded on a schedule
In your pocket

Glanceable on the floor, between shifts

Today’s money in ten seconds: what you’ve earned this week, the open shifts worth grabbing, the goal that just moved, and the payment coming due — before it becomes a late fee.

Goals
tap a goal to open
Emergency fund90%
$21.5k of $24.0k
Roth IRA · 202660%
$4.2k of $7.0k
Japan · Spring trip35%
$1.9k of $5.5k
Down payment · house21%
$12.4k of $60.0k
On pace. Pick up one open shift this week and the Japan trip funds 3 weeks sooner.
Home
Tracker
Goals
Debts
9:41
Good afternoon
Your assets are worth $108,830.
Shifts this week$1,868
$1,868earned · +$2,680 open
M
T
W
T
F
S
S
Open Wed · Sat · Sun — adds $812–$934 each
Contract endsEnds Jul 5
7weeks left
Now — Medical City · 3 wks left
Jul 6 — 2-week gap between contracts
Jul 21 — next contract starts
Paycheck light−$123
Actual $2,680Expected $2,803
Home
Tracker
Goals
Debts
9:41
Debts
You owe $38.0k · −$4.2k this window
Next payment · in 4 days
$350Chase Sapphire · plan payment
Clears the $124 minimum, keeps the payoff plan on schedule — and dodges a $40 late fee.
Chase SapphireCard$4,180
21.9% APR · min $124
Amex GoldCard$2,240
24.4% APR · min $70
Auto loanLoan$18,600
6.2% APR · $412/mo
Student loanLoan$13,000
4.8% APR · $286/mo
Home
Tracker
Goals
Debts
9:41
Maximize your income

See what one more shift is worth

Maxxit prices your week: worked shifts bank pay, open shifts glow with exactly what picking one up would add. For contract workers, it compares offers side by side, spots the gap weeks between assignments, and builds the reserve to sail through them.

AI does the tedious part — drop in a photo of a schedule or paystub and it lands as structured shifts and pay, no keying things in.

Maxxit income — shifts and contracts
Goal planning

Every dollar, pointed at a goal

The emergency fund, the trip, the down payment — each goal gets a bucket, a funding slider, and a date. The thermometer shows exactly how close you are, and what one more good week does to the timeline.

When money lands, Maxxit routes it: goals fill on schedule instead of “whatever’s left over.”

Maxxit goals and savings buckets
Debt plans

A payoff plan, not a pile of minimums

Every card and loan in one place — balances, APRs, minimums, due dates. Maxxit builds the payoff order that costs you least, schedules payments before they’re due, and flags the ones that would otherwise turn into late fees.

You see the debt line bend: what you owe, what it drops by each window, and when each balance hits zero.

Maxxit debt payoff plans
Paycheck tracker

Every paycheck, checked

Maxxit knows what each check should be — shift by shift, differential by differential — and compares it against what actually lands. A light paycheck gets flagged the day it arrives, not at the end of the month.

The Money Pulse ties it together: paychecks, spending, debt and goals as four flows on one chart, so you always know which direction the month is moving.

Maxxit paycheck tracker
Most money apps explain the past. Maxxit tells you what’s about to happen — and what to do about it.

Maxxit · A Codésence product · built for how modern pay actually works